{"id":12142,"date":"2023-03-10T08:24:00","date_gmt":"2023-03-10T14:24:00","guid":{"rendered":"https:\/\/blog.uwsp.edu\/cps\/?p=12142"},"modified":"2023-05-05T13:48:41","modified_gmt":"2023-05-05T18:48:41","slug":"5-financial-tips-you-should-know-as-a-uwsp-student","status":"publish","type":"post","link":"https:\/\/blog.uwsp.edu\/cps\/2023\/03\/10\/5-financial-tips-you-should-know-as-a-uwsp-student\/","title":{"rendered":"5 financial tips you should know as a UWSP student"},"content":{"rendered":"\n<p>Okay, I admit, when I was a college student, I knew some of these tips, but definitely not all of them. Had I, I probably would have saved myself (and my parents) some money when it came to paying for college. Because let\u2019s be honest, everyone wants to save their money for other things and activities. Coincidentally, these tips can also make you more prepared for life after college and you may be able to get there sooner than you think!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">#1: Know when your bill is due<\/h3>\n\n\n\n<p>Your student spring semester bill is due Tuesday, Feb. 14! If your bill isn\u2019t paid in full by then, you will incur a late fee and interest each month that the balance isn\u2019t paid off. Many students need more time to pay off their semester bill, which is fine, but do know that it will hold you back from being able to register for the next semester\u2019s classes when it comes time to register if you are not enrolled in a monthly payment plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">#2: Complete your 2023-24 FAFSA<\/h3>\n\n\n\n<p>Complete your <a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noreferrer noopener\">FAFSA<\/a> for next academic year&nbsp;<em>NOW<\/em>. You don\u2019t need to wait until you or your parents taxes are complete as the income information asked for will be from your 2021 taxes. UWSP\u2019s summer 2023 semester goes off 2023-24 FAFSA information, so if you want to be eligible for summer 2023 aid, fill it out soon! Also, if you don\u2019t think you will qualify for aid, fill it out anyway! It doesn\u2019t take long and some students are surprised when they find out they are actually eligible for aid they didn\u2019t even know about!&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">#3: You can file a financial aid appeal &#8211; easily<\/h3>\n\n\n\n<p>If you and\/or your family\u2019s financial situation has changed since your 2020 taxes (things like job losses, a significant decrease of income, deaths, divorce\/separation, high medical\/dental expenses not covered by insurance), you can file a <a rel=\"noreferrer noopener\" href=\"https:\/\/www3.uwsp.edu\/finaid\/Pages\/unusualCircumstances.aspx\" target=\"_blank\">financial aid appeal<\/a> to have your 2022-23 FAFSA information re-evaluated by the UWSP Financial Aid and Veteran Services Office. This may make you eligible for additional funding and filing an appeal will never make your aid package less! <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">#4: Know how tuition is charged<\/h3>\n\n\n\n<p>Find ways to make your university bill cheaper. For example, maximize the 12-18 credit tuition plateaus of fall and spring semesters (this is where you pay the same price to take up to 18 credits as you would pay for taking 12 credits). The summer term tuition plateau is 6-9 credits. By utilizing these plateaus, you can save money over the long-term by graduating on time or even early! <strong><em>However, an important thing to note is that you should only take the number of credits that you can feasibly handle where your grades do not suffer.&nbsp;<\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">#5: A little (graduation) planning can go a long way<\/h3>\n\n\n\n<p>Reach out&nbsp;to your <a href=\"https:\/\/www.uwsp.edu\/business\/sentry-school-of-business-and-economics\/student-resources\/advising\/\">academic adviser<\/a> and ask to sit down with them to make a graduation plan. This is helpful for many reasons. You can determine if you are on track to graduate according to your personal goal. It also allows you to see if you\u2019d end up with a lone semester of 3-9 credits remaining. You may find a way to add another class into a few semesters or decide to take a summer term to give you an earlier graduation date than you had originally planned for. Also, be open to utilizing summer semesters if possible and think about coinciding other important life necessities around your graduation date (such as when your housing lease is up; you don\u2019t want to sign a new lease only to graduate a few months later if you don\u2019t plan on staying where you\u2019re at!) Time is money!<\/p>\n\n\n\n<p>If you would like to sit down with me or a peer ambassador to craft up a graduation plan or go through your questions, we\u2019d be happy to help you! These next 3 weeks are a perfect time in advising to help you get your graduation plan figured out. To set up a meeting with me, use my <a href=\"https:\/\/outlook.office365.com\/owa\/calendar\/ElspethsAdvisingCalendar@uwspedu.onmicrosoft.com\/bookings\/\">Bookings link<\/a> or set up a <a href=\"https:\/\/outlook.office365.com\/owa\/calendar\/SBEPeerAdvising@uwspedu.onmicrosoft.com\/bookings\/\">Peer Advising meeting<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Okay, I admit, when I was a college student, I knew some of these tips, but definitely not all of them. Had I, I probably would have saved myself (and my parents) some money when it came to paying for college. Because let\u2019s be honest, everyone wants to save their money for other things and [&hellip;]<\/p>\n","protected":false},"author":150,"featured_media":12206,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,442,7,12,443],"tags":[305,341,342,343,344],"_links":{"self":[{"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/posts\/12142"}],"collection":[{"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/users\/150"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/comments?post=12142"}],"version-history":[{"count":9,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/posts\/12142\/revisions"}],"predecessor-version":[{"id":12403,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/posts\/12142\/revisions\/12403"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/media\/12206"}],"wp:attachment":[{"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/media?parent=12142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/categories?post=12142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.uwsp.edu\/cps\/wp-json\/wp\/v2\/tags?post=12142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}